Fintech App Development

App development for FinTech that brings a competitive advantage to your company. Build digital products for financial services with our complex financial software development.

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Our financial software solutions include…

Open Banking Solutions

Connecting Third-Party Providers with major banks and financial institutions to deliver top financial apps and services. Our open banking services are customized to help your company face the challenges of digital finance with financial software development.

Payment Software Development

Our payment software development delivers protected methods of transaction processing that provide the quick, fuss-free payment the users are looking for. Development services are customized to meet the needs of your business.

PSD2 Solutions

The PSD2 Directive of the European Parliament has reshaped the financial sector in Europe. Fintech developers at BinarApps know exactly how to work with regulations provided by the EU to create the best PSD2 solutions with our development services.

Blockchain Development Solutions

The next level of handling big data: explore the potential of blockchain to create a full-fledged fintech app. Improve the security and integrity of your transactions with blockchain development solutions. 

Software Development Services For Startups

Partnership for emerging fintech companies. BinarApps brings more than just code for your fintech app: don’t hesitate to ask for guidance. Software development services for startups are just the beginning of what we have to offer.

We develop financial software solutions for

Commercial and investment banks

Established companies in the financial market can offer their clients new services with fintech apps.

Savings and loan associations

Financial software development guarantees easier access to the best offers on the market for everyone interested.

Financial data vendors

Manage data in a safe way and find the most relevant pieces of information.

Credit unions

Create competitive offers for your target group with custom development services.

Brokers firms

Software development services that help you find new ways of connecting with your clients.

FinTech providers

Expand your business to new markets with the most innovative solutions.

Our development projects

BinarApps is one of the leaders in financial app development. As a development company, we have been following the progression of the PSD2 directive and adjusted our solutions accordingly. Together with the management of the major Polish banks, we have created the Polish API Standard. This factor contributed greatly to our financial software development process. Our fintech developers have excellent knowledge on the subject and continue to follow the European Parliament’s regulations.

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This is how our fintech app development process looks like

The mobile app development process at BinarApps is made to suit your project. We focus on introducing the agile methodology to the development process for scalable results. Each mobile app is different, so we look for optimal solutions that bring out the best qualities of your idea.

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Strategy

After you fill out the consultation request on our website, one of our consultants contacts you to schedule a meeting. The first consultation is free of charge. We start with an analysis followed up by workshops to better understand your core user base.

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Design

The UX/UI is an essential part of fintech app development. That’s why our designers work with you since day one to create the most enjoyable user experience.

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Development

We send a detailed project estimation with technological recommendations. Then we create a team of fintech developers with a dedicated Project Manager who schedules the process. You can talk to them at any time.

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QA

The code goes through a series of tests conducted by our Quality Assurance team. The digital product is run on a staging environment first. For fintech app development, we offer a safe sandbox environment. 

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Maintenance and support

After your fintech app has been launched, we provide support, fix bugs, and look for code optimization opportunities for even better performance. 

How to choose a company for developing your Fintech App?

Fintech is said to be a booming business in the next few years. Governments all around the world are passing legislation that makes fintech app development easier and more secure for users. With more and more financial services going online, fintech technology is going to be one of the fastest-growing markets. Financial software development is currently one of the most sought after IT services on the market.

However, a fintech app is only relevant when there are people who are willing to use it. A model of fintech app development at BinarApps offers a holistic view of the lifecycle of the app. BinarApps is more than a development company: we strive to deeply understand the purpose of your fintech app. Then we look into your target group – we identify their needs and habits. We back up our findings by close research and business analysis to make sure we work only with significant facts. 

Fintech developers at BinarApps contributed to the creation of the Polish API standard. Thanks to this opportunity, we have a deep understanding of the PSD2 regulations. We understand the laws in the EU and know how to apply them to ensure your fintech app’s success. Our financial software development process has been adjusted to the current guidelines. We stay in contact with major Polish banks so we can be your bridge to the Polish and European fintech market.

Why BinarApps?

Experience

With 8 years on the market and over 150 successfully completed projects, we offer a fintech development process that can be customized. We cover a wide range of technology to deliver a fintech app that helps achieve your business goals.

Transparent

We aim to make the process of creating future digital business simple. That’s why we put special emphasis on getting to know your digital product better before we start coding. The fintech app development process is preceded by business analysis, research, and workshops – whatever your project needs at the current stage.

On-time and budget

The app development process is suited to your project. Pay fixed price or for time and material. Not sure how much your mobile app will cost? We can help you prepare your budget before providing our estimations.

Multi-industry solutions

We have provided web and mobile apps for media and video professionals. Our mobile and web apps help retailers in improving their customers’ experience. Through our customized app development process, we have developed unique marketplaces for freelancers and global brands. We have also contributed to the booming industries such as fintech, e-health, and logistics.

Want to know more our expertise in Fintech?

We’re happy to answer all your questions!

Are fintech apps compatible with big banks?

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Thanks to the PSD2, every bank in the EU is obligated to open their API. The deadline was set for September 2019. This means that Third-Party Providers (fintech mobile applications are considered to be one of them) can plug their system into the banks’ API for necessary information. 

BinarApps has been a part of creating the Polish API Standard. Our financial software development process is based on first-hand information on how to create fintech applications that work well with banks in Poland in the EU. We can also help you connect your existing mobile application with the banks and/or services of your choosing.

How much does it cost to develop a fintech app?

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The overall cost of a fintech app development depends on the scale of your idea. BinarApps can offer you an estimation with a fixed price or based on time and material. We work in agile methodology so we always provide you with services that fit your budget and timeframe. 

Our software development services aren’t limited to building a fintech app from scratch: if you have a fintech product and you’re looking for new ways to expand it, our fintech app developers can talk to you about the possibilities. We’re also prepared to connect the existing fintech apps to Polish banks so your product can be introduced to the European market and become a top financial app.

Which areas of finance can be improved with fintech mobile applications?

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Fintech apps can work for a variety of financial services. It can be a boost to an already existing product (loans, online payments, insurance) or innovation in the financial sector (like alternative models of investment). What makes a fintech mobile application successful is the deep understanding of why it is made and what kind of audience is going to use it. 

Our fintech app developers can help you explore the potential of fintech applications in our innovation workshops. Thanks to our experience and research that is an integral part of our financial software development, we can come up with a digital product that will fit into the demands of the current market.

Why is blockchain technology important for fintech apps?

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Blockchain technology provides a secure way of storing information. Once the information is stored in a block, it can’t be tampered with. Every change to the information is written down into another block, creating a chain. It is crucial for the development of services aimed at financial services. 

Blockchain technology is a perfect choice for developing fintech mobile applications, but it should be looked into by anyone interested in app development. Financial software development isn’t the only process that uses blockchain. It’s a technology that can be useful in different areas of business: e-health, administration, accounting, data management, and many more.

Are fintech mobile applications an attractive business venture?

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Fintech does come with risks. However, the fintech app landscape is still in the beginning stages of growth. Now is the best time to start a fintech business before the market reaches maturity and, eventually, oversaturation. With the growing population of smartphone users and virtual payments replacing cash transactions, it is safe to assume that fintech mobile app development is a business venture worth exploring. Therefore, software development services are going to be an essential part of that growth. With an experienced team of fintech app developers from BinarApps, you can start your fintech business with a reliable partner.

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Looking for fintech app development solutions?

We turn finance into code. Don’t hesitate to reach out if you have an idea for a fintech app.

Estimate the project

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Marketplace Development

Marketplace apps are one of the fastest-growing business endeavors. We can help you sell products or services that are sought by many people. This way, your app could change the way local and global communities live their daily lives.

Continue Reading arrow_forward

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We build apps that make an impact on users’ lives, across all leading platforms and devices. We provide a user-friendly design along with the necessary backend and frontend systems.

Continue Reading arrow_forward

UX/UI Design

Your interface is your brand. Our designers will follow your vision to deliver visuals that exceed your expectations, with an effective, intuitive UX/UI design. Together, we can create a customer journey that supports sales performance

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